Coverage Options
Product Manufacturers Insurance
Every policy a product manufacturer needs — in one place, from specialists who know manufacturing risk.
Product Liability Insurance
Product liability is the core coverage for any manufacturer. It protects against claims that a product you designed, made, or sold caused bodily injury or property damage — an exposure that follows your product everywhere it goes.
General Liability Insurance
General liability protects your business against third-party claims of bodily injury and property damage that aren't tied to the product itself — a visitor injured at your plant, damage to a vendor's property, premises slip-and-falls.
Product Recall Insurance
Product recall insurance covers the substantial first-party costs of recalling a product — customer notification, retrieval, shipping, disposal, replacement, and lost gross profit — costs that product and general liability specifically exclude.
Completed Operations Insurance
Completed operations (products-completed operations) covers claims arising after your product is finished and out in the field — the long-tail exposure that can surface months or years after a product leaves your plant.
Commercial Property & Equipment Insurance
Commercial property insurance covers the physical assets of your manufacturing operation — the building, production machinery, raw materials, and finished-goods inventory — against fire, theft, storm, and equipment breakdown.
Commercial Auto Insurance
Commercial auto covers the vehicles your manufacturing business owns and operates — delivery trucks, vans, and trailers used to receive raw materials and ship finished products. Personal auto excludes this business use.
Workers Compensation Insurance
Workers compensation is required in nearly every state once you have employees. It pays medical expenses and lost wages when a production worker, machine operator, or staff member is injured on the job.
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